Hope2SleepGuide

Sleep Apnoea Forum Bringing Help + Support to the Patient

Hi,

I have recently started treatment for severe OSA and use a CPAP machine. After 3 weeks treatment my AHI went down from 42(severe) to 20 (moderate). I am due to visit my sleep clinic next week for my second review.

  On the advice of my sleep clinic I submitted the S1 form to the DVLA and after they referred to my consultant I now have to submit my current licence and have it replaced with a medical review licence.

Obviously I am going to refer this to my insurance company. Does anyone know if having a medical review licence will affect my premium or at worst ability to get insured? I was advised by my sleep clinic that it would be unlikely that I would lose my licence if I was responding to treatment for OSA.

 

John Wilkinson

Views: 242

Reply to This

Replies to This Discussion

You need to get at least 5 hours under your belt every night, plus you really need to get it down to 5 or less events per night.

It is not easy to get it down right away for some people, but keep working at it and if you are struggling contact your sleep clinic for advice, they are usually good at giving advice, though there is a few that is not there all the time.  So if this is the case, you can always ask for advice of forums.  Though most users on forums are not medically trained, they do have the advantage that they use the equipment every night.

Your insurance, it will depend on them, some say as long as it is ok with DVLA for you to drive it is fine with them and they just note it.  Others will raise the policy slightly, a lot depends on how long you have been with them or if you have had accidents.  Most I have to say do nothing, when I told mine they asked what it was, when I explained they said as long as they were told there was nothing in their policy for it, so just carry on as I was.  Even the works car insurance, who looked it up before they gave an answer said as long as it was fine with the DVLA it was fine with them.  They only asked if I was tired when driving, I said as long as I use the machine I have, not in the slightest. 

It will depend on your insurance company or how long you have been with them.



Sleep2snore said:

You need to get at least 5 hours under your belt every night, plus you really need to get it down to 5 or less events per night.

It is not easy to get it down right away for some people, but keep working at it and if you are struggling contact your sleep clinic for advice, they are usually good at giving advice, though there is a few that is not there all the time.  So if this is the case, you can always ask for advice of forums.  Though most users on forums are not medically trained, they do have the advantage that they use the equipment every night.

Your insurance, it will depend on them, some say as long as it is ok with DVLA for you to drive it is fine with them and they just note it.  Others will raise the policy slightly, a lot depends on how long you have been with them or if you have had accidents.  Most I have to say do nothing, when I told mine they asked what it was, when I explained they said as long as they were told there was nothing in their policy for it, so just carry on as I was.  Even the works car insurance, who looked it up before they gave an answer said as long as it was fine with the DVLA it was fine with them.  They only asked if I was tired when driving, I said as long as I use the machine I have, not in the slightest. 

It will depend on your insurance company or how long you have been with them.

Thank you for your advice. I contacted my insurance company (LV), with trepidation, and informed them that I now held a 3 year medical review licence and that I had moderate OSA and they were ok with that. They said if the DVLA said I was fit to drive there would be no problem and no increase in premiums.

The only restriction on 3YMR licence is that I can't drive anything over 3.5 tonnes which does not limit me.

Reply to Discussion

RSS

About

Sleep Apnoea Forum

New to the Sleep Apnoea Forum? 

1. Stop by our Sleep Apnoea Welcome Center to introduce yourself to the SleepGuide community.
2. Start a New Topic of Conversation.
3. Post your photos - of yourself, your old CPAP machine, your new CPAP machine, your pet, something about you!

Interested in advertising, have a problem or need to contact us? Click the Report an Issue page.

 

Latest Activity

Kath Hope replied to Glassdaisy's discussion Soft Cap
"It's very much still relevant and we're getting closer to have them manufactured and has been no easy challenge. In fact we were speaking with the company working with us on this only yesterday. If you're not on our newsletter list…"
Mar 27
Glassdaisy posted a discussion

Soft Cap

some time ago I was told that Hope2Sleep was researching a replacement for the discontinued Soft Cap.. as I have seen nothing to indicate moving forward on this, would I be right in assuming you decided it is no longer relevant?See More
Mar 27
Glassdaisy replied to Nick Daniel's discussion CPAP Total Face Mask
"I expect others may have responded by now, but I use the Fitlife full face mask. I kept getting a hard lump on my nose when first starting out & it got so bad that I ended up buying my own masks as my clinic would only give the Fitlife to new…"
Mar 27
Wendy Anthony is now a member of Hope2SleepGuide
Mar 25
David McDade is now a member of Hope2SleepGuide
Jan 3
Nick Daniel replied to John's discussion Are every small CPAP machines any good?
"Yes, it does the job. I use a Powapacs Atom for portable power "
Dec 18, 2024
John replied to John's discussion Are every small CPAP machines any good?
"Hi Nick thanks. Does it do the job and could you camp with it?"
Dec 18, 2024
Nick Daniel posted a discussion

CPAP Total Face Mask

I was curious whether anyone has used the CPAP Total Face Masks and could pass on their observations? I've been using an Airfit F20 for years which is fine apart from the permanent red mark on the bridge of my nose, and have recently tried the…See More
Dec 17, 2024
Nick Daniel replied to John's discussion Are every small CPAP machines any good?
"I've been using the Resmed Airmini for about 5 years when travelling - overall lightweight and small and can be controlled by an App, but it does produce a loud whistling/wind sound for me which hasn't been reduced by an inline filter or…"
Dec 17, 2024
Greg Lloyd is now a member of Hope2SleepGuide
Dec 6, 2024
Jonathan replied to David Hudson's discussion Pressure waking me up. Belching and wind
"Hi It sounds like you need to have more conversations with your sleep clinic.  There's little point in having a high pressure if it means you cannot tolerate the machine.  There's an interesting video here…"
Dec 1, 2024
David Hudson posted a discussion

Pressure waking me up. Belching and wind

HiI'm using the prisma smart max machine. Initially I was just on a nasal mask, this changed as I was sleeping with my mouth open. I then went to face and nose mask and complained of bad wind and belching. Sometimes the pressure in the night was…See More
Nov 28, 2024
Jonathan replied to Jonathan's discussion ResMed AirSense 10 getting noisy
"Just to tidy this up, I finally had an in-person review by my sleep clinic yesterday, who agreed the ResMed AirSense 10 was "wheezy" and replaced the machine."
Nov 9, 2024
Collette rose replied to Collette rose's discussion 1st time and I’ve failed the mask leak test
"thank you jonathan,i did get the it pack so tried the small and still struggled but i was sat up in bed so will try lying down great suggestion "
Nov 3, 2024
Jonathan replied to Collette rose's discussion 1st time and I’ve failed the mask leak test
"Hi My first thought is "don't panic"!  We're all a bit different, and there are many things that can be tweaked.  I took to CPAP therapy like a duck to water, but I've had friends who say they can't cope, but…"
Nov 2, 2024
Collette rose posted a discussion

1st time and I’ve failed the mask leak test

Hi everyone, today I received my rental kit - prisma smart max, plus a Philips dreamwear mask which I’ve been wearing unconnected to try and get used to it. I just did a mask fit test using a medium mask and got a constant red/orange leak warning…See More
Nov 2, 2024
Collette rose is now a member of Hope2SleepGuide
Oct 31, 2024
John posted a discussion
Oct 30, 2024
Profile IconBill Wright, Nicole Watson, TJ Bennett and 2 more joined Hope2SleepGuide
Oct 29, 2024
John replied to John's discussion evil mask noise
"Ha well it lasted a couple of days but started howling again. But it's a step in the right direction, just needs a bit more work."
Oct 24, 2024

© 2025   Created by The SleepGuide Crew.   Powered by

Badges  |  Report an Issue  |  Terms of Service